Second, you can use prosper online and get a loan from private parties. Prosper works a little bit like eBay only it involves borrowers and lenders. You can put up your ad on prosper and others can go and bid on your loan. You could have a large amount of lenders that help to fund your loan and they will bid at different rates. Know more here
Third, your last ditch option is to go ahead and hit up that local buy here pay here auto lot. The key here is that they will not turn you down as long as you can make the down payment and you have steady income.